New construction is booming throughout Northeast Florida and has left buyers with an important decision to make: buy a new home or a previously owned home. We recently sat down with Bank of England Production Manager Troy Silhan for tips to help homebuyers understand the differences in the buying process and how to avoid issues.
According to Troy, the buying process is essentially the same from pre-approval through closing, but there are a few distinctions. His advice is to follow a few simple guidelines: determine your priorities early, utilize a Realtor’s expertise and thoroughly understand the contract.
The 3rd Annual Golf Festival at World Golf Village is back September 23rd – 25th and is bigger and better than ever! This free event is open to the public and features fun for golf lovers of all ages. Swing by for free interactive golf clinics, appearances by Hall of Fame members, free family golf, live music, Demo Day, a kids’ zone, food trucks and free Hall of Fame admission. Beer and wine will be available for purchase.
The event will start with a Kickoff Tournament at the Slammer & Squire on Friday, September 23rd, followed by the Grace & Grit Exhibit Opening at the World Golf Hall of Fame. Tournament awards will take place at Murray Bros Caddyshack afterwards.
Davidson Cares, the corporate giving program of Davidson Realty, is excited to announce their 1st Annual Shooting for SAYS Event on Thursday, October 20th at Jacksonville Clay Target Sports! Since the Davidson family is passionate about shooting sports, they thought an afternoon of shooting with friends to raise money for St. Augustine Youth Services (SAYS) would be an excellent new tradition for Davidson Cares. All proceeds from the event will benefit the boys at SAYS, which provides a safe, therapeutic home for boys 6-18 years of age that have suffered from severe abuse and neglect. SAYS takes in boys from all over the state of Florida.
Davidson Realty, World Golf Village’s local real estate office, has been giving away some awesome prizes for anyone referring business to the company. Rebecca Didi, a nurse, was entered to win Davidson’s 2nd Quarter Referral Prize (an RTIC roto-molded cooler and two 20 oz. RTIC tumblers) after referring a coworker to Davidson Realtor Suzy Evans. Suzy had previously helped Rebecca buy and sell a home!
Davidson just announced their 3rd Quarter Referral Prize, a silver unisex Mango Toucan beach cruiser bicycle, valued at more than $200. This referral contest will run until the end of September when the winner is chosen on September 26th.
Welcome to Legacy Trail, World Golf Village’s newest single-family home community located within walking distance from the World Golf Hall of Fame, Murray Bros Caddyshack Restaurant, the IMAX theater and the Slammer & Squire golf course. Legacy Trail is offering 29 exclusive homesites that feature the signature coastal style that community builder Emerald Homes is known for. Join Davidson Realty agent Mirtha Barzaga and I for a video tour!
Attention neighborhood Realtors! Davidson Realty is hosting a Realtor training on Thursday, June 23rd from 4 to 5:30 pm to help agents better understand TRID (TILA-RESPA Integrated Disclosure rule). The presentation will take place at Davidson’s World Golf Village office, located at 100 East Town Place, St. Augustine 32092, and focus on crucial changes affecting Realtors and their customers.
Calling all local Real Estate Agents! How familiar are you with the NEFAR Contract? Find out by attending the upcoming Contracts & Cocktail presentation on May 19th from 4 to 5:30 pm at Davidson Realty’s Jacksonville Beach location. Will Li, Esquire with Landmark Title will be presenting on common mistakes and issues that occur when using the NEFAR Purchase and Sale Agreement.
World Golf Village and other local real estate agents are welcome to hear and discuss common issues that with better knowledge can be avoided when using the NEFAR contract. Will Li will present on the topic before answering any questions!
If you’re like most first-time homebuyers you have a lot of questions about the home buying process and where to even start! This is the perfect chance for you to get your questions answered and gain insight from industry professionals in a no-pressure environment. Davidson Realty Agent Terri Apodaca and Bank of England Production Manager Troy Silhan are hosting a seminar for you tomorrow, May 7th, at Davidson Realty’s World Golf Village headquarters (100 E Town Place, 32092).
If your mom is anything like mine, you find it very hard to pick the perfect gift to show just how much you appreciate and love the woman who gave you life! You could go the easy route and stick with something you know she’ll love like spa services, an upscale restaurant gift certificate, a handwritten note, something made by the grandkids or maybe switch it up this year! Believe it or not there is still time…
Shop local! What about a custom frame to go with the new photo of the grandkids (or in my case granddogs)? Check out MFrames on Etsy. MFrames are custom, handmade picture frames and home goods that are affordable, unique and thoughtful. You can even have them engraved! Skip the shipping and pop over to the shop to pick your frame up before Sunday.
TPC tickets! Even if your mom isn’t the biggest fan of golf, THE PLAYERS Championship is a must-see social event. The tournament runs from May 10 – May 15 and all different types of tickets are available from Stadium Passes (with access to more than 19 on-site public venues, local food and beverages, rope-side access to your favorite players and much more) to Family Plans and The Blue Room Passes.
Take advantage of everything going on in World Golf Village and St. Augustine on Sunday and spend the day with mom!
Mother’s Day Buffet at the Renaissance World Golf Village Resort – Get the family together between 11 am and 3 pm. Check out Renaissance’s Facebook Page for the brunch menu. RSVP at (904) 940-8696.
Mother’s Day Brunch at the King & Bear Clubhouse – Reservations required! Members pay $29.95 and non-members pay $34.95 with kids under 12 at $14.95 each (kids 5 and under are free). Contact Ursula Howard at (904) 940-6207 for menu details and to reserve your seats!
Special Mother’s Day Champagne Carriage Ride for Two – The Tasting Tours is offering a very special 3-hour Mother’s Day food and wine tasting extravaganza via horse-drawn carriage on May 7th and May 8th (including champagne and flowers)! The tour is $139 per person and includes VIP boarding, champagne, fresh flowers, 3 hours of food and wine, 4 to 5 food and/or wine tasting venues, wine to enjoy on the carriage and a guided tour of historic St. Augustine.
I recently caught up with Troy Silhan, Production Manager and resident mortgage expert for Bank of England. He works with many local homeowners and was happy to provide major tips on what NOT to do before and during the loan process. The obvious list of problems to avoid includes pay your bills on time, save for a down payment, and so on. Here are some tips you might not have thought of:
1. DON’T change your name.
Regardless of the occasion (marriage or divorce), make sure not to change your surname when applying for a mortgage. As Troy says, “If you applied for a mortgage as Ms. Jones, then became Mrs. Smith, there is additional paperwork and things to do to make sure you are, in fact, one in the same person.” Your loan officer can let you know when you’re cleared to make the change!