I recently caught up with Troy Silhan, Production Manager and resident mortgage expert for Bank of England. He works with many local homeowners and was happy to provide major tips on what NOT to do before and during the loan process. The obvious list of problems to avoid includes pay your bills on time, save for a down payment, and so on. Here are some tips you might not have thought of:
1. DON’T change your name.
Regardless of the occasion (marriage or divorce), make sure not to change your surname when applying for a mortgage. As Troy says, “If you applied for a mortgage as Ms. Jones, then became Mrs. Smith, there is additional paperwork and things to do to make sure you are, in fact, one in the same person.” Your loan officer can let you know when you’re cleared to make the change!
It’s almost time to throw on your “Kiss me I’m Irish” t-shirt and find your nearest watering hole to enjoy a green pint! St. Patrick’s Day is this Thursday and what better way to celebrate than with some festive treats even the most inexperienced cook could whip up in the kitchen. I think we can all agree when I say thank God for Pinterest!
To start, I found some great green treats to share with co-workers in the office or to make with your kiddos. Check out the easy six-step, 10-minute recipe for St Patrick’s Day Muddy Buddies (a fun Irish twist on trail mix). And, while you are whipping up the Muddy Buddies, enjoy some Shamrock Punch! The only ingredients needed are a carton of Lime Sherbert and a 2 liter of Gingerale. Another great holiday snack to try is Lucky Leprechaun Treats. Lucky Leprechaun Treats are green rice crispy treats with lucky charms mixed in! Delicious!
TrailMark is a 2,278-home planned single-family community located in the peaceful backwoods of a quiet stretch of Pacetti Road in World Golf Village. The community is a beautiful display of nature with many preserved oak hammocks and gorgeous lake views. Home builders in TrailMark include D.R. Horton and Landon Homes both offering one and two story home designs available from the $200,000s.
Here are 8 things you should know about life in TrailMark:
The Holiday of Love is right around the corner and you probably aren’t any closer to figuring out the perfect way to “woo” your significant other. It’s tough coming up with new ideas every year. Mashable says the seven most popular Valentine’s Day gifts in the US are greeting cards, candy, flowers, an evening out, jewelry, clothing and gift cards. I guarantee you she doesn’t want a box of chocolates or a teddy bear that says “I love you” and he doesn’t want a tie. Let’s think outside of the box!
Groupon: Honestly Groupon has some GREAT deals/packages going on for Valentine’s Day. Search Valentine’s Day Jacksonville or St. Augustine and you will come across spa packages, Cigar Samplers, more than 50% off diamond stud earrings, discounted getaways, nights out and more! You can even have delicious Omaha steaks delivered to cook her/him a romantic meal.
Gator’s Dockside is up and running in World Golf Village! If you aren’t familiar with the local-restaurant-turned-chain, Gator’s Dockside started with only one restaurant in Jacksonville before expanding their reach to 19 different locations throughout Florida. The family-friendly eatery is sports-themed and offers customers humongous flat screen TVs, pool tables, great food and awesome service. Perfect to grab a bite for lunch or watch some football!
Davidson Realty is excited to announce their expansion to Jacksonville Beach! The grand opening of the new Jax Beach office is Thursday, January 21st from 4 to 7 pm and all our World Golf Village neighbors and friends are invited to join in on the fun! This is Davidson Realty’s second location, but a third location in Julington Creek/Mandarin area is planned for the near future.
Davidson Realty is very excited to expand their reach to better help their customers all over the First Coast. The event, located at 1500 Beach Boulevard, Suite 215, adjacent to Engine 15 Brewing Company, will offer guests complimentary beverages like craft beer by Engine 15 and a variety of wines. Hors Devours by Blackstone Grille will also be served.
Willie Jewell’s is a great new addition to the restaurants in World Golf Village! I stopped by last week for the first time to check it out and get my barbeque fix. Let me tell you, the food does not disappoint. The Adeeb Family, the owners of Bono’s Pit Bar-B-Q and Willie Jewell’s, really got it right with this one!
Willie Jewell’s offers finger-licking appetizers like Country Corn Fritters, Fried Okra, Chicken Wings, Fried Pickles, and Homestyle Onion Rings. The corn fritters dipped in their homemade ranch dressing is the way to go! They also have a variety of salads, sandwiches, big ol’ platters and southern sides! Our group went for the Crispy Chicken Salad, the Beef Brisket platter and the Smoked Turkey Platter. I tried bites of the mac-n-cheese, collard greens and fries and they were all delicious.
Davidson Cares is back with their 2nd Annual Cooler & Cocktail Raffle and this year they are putting their support behind the boys at St. Augustine Youth Services (SAYS)! SAYS provides a safe, therapeutic home for boys between 6 and 18 years old from throughout Florida who have suffered from physical or sexual abuse and/or severe neglect. Davidson Cares is teaming up with SAYS to help provide support for the boys’ everyday needs, as well as help fund construction of a new building for the older boys.
This year’s Engel Deep Blue Cooler includes 17 types of top-shelf liquors, as well as a variety of cocktail party favors. Bottles include Bombay Sapphire Gin, Beefeater Gin, Jagermeister, Tanqueray Gin, Grey Goose Vodka, Belvedere Vodka, Gentlemen Jack Whiskey, Patron Silver Tequila, Mocambo 20 Year Rum, Crown Royal Special Reserve, Woodford Reserve Bourbon, Crown Royal Hand Selected Barrel Whiskey, Don Julio Anejo 70th Anniversary Tequila and 2001 Glenrothes Scotch. Ticket prices are one ticket for $10, six tickets for $50 and 15 tickets for $100. All proceeds benefit SAYS.
Jacksonville is becoming known for its delicious craft brews and here is your chance to try them all in one place! The Beaches Oktoberfest is this weekend, October 16th – 18th, at the Sea Walk Pavilion in Jacksonville Beach, including over 30 craft breweries, 10+ food trucks, live music and a special Dogtoberfest for the pet lovers on Sunday! All proceeds benefit First Coast No More Homeless Pets!
“Get it while it lasts” is the motto at locally owned and operated Woodpeckers Backyard BBQ! Woodpeckers is a newly opened barbeque restaurant located at 4930 State RD 13 near World Golf Village. They serve mouthwatering smoked barbeque that some would argue is the best in town!
Woodpeckers opens at 11 am every day (but Monday) and serves its loyal clientele until the bbq runs out. The food goes fast due to their growing popularity, so it’s smart to grab an earlier lunch when you’re craving their tasty brisket, ribs, sausage, chicken, turkey or pork!
When I make my weekly trip to Woodpeckers, I always opt for the brisket sandwich with datil corn. They incorporate datil pepper’s spicy flavoring into their corn, baked beans and some homemade sauces. Delicious! Other sides include regular baked beans, corn on the cob and coleslaw. Make sure to ask about their daily specials and desserts!