Ready to begin your next house hunting adventure? Great! Before you hit the pavement, Troy Silhan of Bank of England has some sage advice: Be certain you understand your pre-approval!  It is vital that home buyers recognize what a pre-approval is – and isn’t – as well as the differences between the various pre-approval processes and documents.

We recently caught up with Troy to discuss pre-approvals and clear up some lingering misconceptions about this important step in the purchasing process.

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Davidson Realty President Sherry Davidson and I recently met up with Chris Wood, Vice President of Riverside Homes, to learn how his newly-formed company came to be and check out all of Riverside Homes’ new construction happening in Durbin Crossing.  Chris and his business partner Matt Roberts jumped at the chance to build in one of St. Johns County’s fastest growing communities located in the high-performing school district of St. Johns County. Durbin Crossing even has a K-8 school currently under construction scheduled to open for the 2014 school year.

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For Tasha Peters and her husband Marshall, presenting beautiful, mouth-watering cuisine with personalized service is of the utmost importance. In fact, it’s the cornerstone of By Design Catering, the business that the couple owns and operates in St. Augustine.

The evolution of By Design Catering, which provides catering and personal chef services, began with a passion shared by the couple. Both graduates of Johnson & Wales University, the Peters’ bring a strong restaurant background, impeccably planned menus, delectable dishes, and a natural attention to customer service that sets the company apart from competitors.

Having grown up in a southern household, Tasha began cooking from a young age and developed a passion for creating great food experiences for guests that parallels her joy in making the business work. “As a chef and caterer, the smile on clients’ faces when we have exceeded their expectations is wonderful,” says Tasha with a smile.

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From the moment you enter New York Pizza Company, a quaint little pizza shop in Palencia Village, you are greeted with warmth by the employees and the smell of pies baking. You can see the cook slinging dough and throwing it in the air, while you enjoy one (or a few) of the many scrumptious appetizers on their menu. Not only is the restaurant’s charming staff prompt and pleasant, they also serve great New York style pizza and other delectable Italian dishes!

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Two of my favorite restaurants to visit by sea or land are Cap’s on the Water and The Conch House Restaurant. Cap’s offers new coastal cuisine in an old Florida setting, while The Conch House is known for delectable Caribbean style cooking. Regardless which style you prefer, they both deliver fresh Florida seafood and outstanding service.

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One thing that is true for most start up businesses and real estate projects is that timing is everything. The real estate business is known for it’s cyclical nature and fortunately in the case of WGV, the project actually hit the cycle just about perfect. Don’t get me wrong! With the wildfires just after the Grand Opening, the initial perceived remoteness of the site, and the almost immediate shift of the project residential market from resort/second home to primary housing; we encountered an enormous amount of challenges in the first few years of project sales and operations. Fortunately for the project, each issue was addressed successfully.

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