Attention neighborhood Realtors! Davidson Realty is hosting a Realtor training on Thursday, June 23rd from 4 to 5:30 pm to help agents better understand TRID (TILA-RESPA Integrated Disclosure rule). The presentation will take place at Davidson’s World Golf Village office, located at 100 East Town Place, St. Augustine 32092, and focus on crucial changes affecting Realtors and their customers.
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Tagged: Bank of England, Davidson Realty, Landmark Title, Realtor Training, St Augustine Real Estate, St Augustine Real Estate Agents, St Augustine Realtor Training, TILA-RESPA, TRID, TRID Realtor Training
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If you’ve ever applied for a mortgage, you undoubtedly asked a lot of questions. Troy Silhan knows all too well that answering borrower questions is vital to an open, productive lending process. And as Bank of England Mortgage Production Manager and Davidson Realty’s resident mortgage expert, he has the answers.
“Because of ever changing lending regulations, market adjustments and so on, it’s not uncommon for borrowers to have a long list of questions – even those who have purchased several homes,” said Troy. “This is a big investment, so it is important to understand each step throughout.”
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Tagged: Bank of England, FAQ Mortgage Questions, Home Mortgage Tips, Interest Rates, Lending Regulations, Mortgage Application, Mortgage Questions, Pre-Qualification, Priority Qualification, Troy Silhan
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With the increase in new residents coming to Northwest St. Johns County, we have also seen new opportunities to meet people and build on World Golf Village’s already strong sense of community. The latest addition to our area is Good News Church, located off International Golf Parkway just east of Interstate 95.
Pastor Andy Hirko and church members opened their doors on Sunday, April 17, welcoming 990 people to just the first two services. The congregation has since continued to grow in size.
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Tagged: Good News Church, Good News Church World Golf Village, World Golf Village Churches
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Anyone who has endured a big move, especially to a different town or state, knows the frustration of arriving to your new empty home without lights, without cable, or worse, without coffee. Now there is a solution to your moving woes in locally owned company A Warm Welcome.
Launched in early 2016, A Warm Welcome is the result of a 1,000-mile move that owner Christine Bowe and her family made in 2015. She and her husband relocated with their four children from the hamlet of Stony Brook, New York, to Ponte Vedra last July.
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Tagged: A Warm Welcome, A Warm Welcome Jacksonville FL, Moving Services, Relocation Home Services, Relocation Moving Services
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Calling all local Real Estate Agents! How familiar are you with the NEFAR Contract? Find out by attending the upcoming Contracts & Cocktail presentation on May 19th from 4 to 5:30 pm at Davidson Realty’s Jacksonville Beach location. Will Li, Esquire with Landmark Title will be presenting on common mistakes and issues that occur when using the NEFAR Purchase and Sale Agreement.
World Golf Village and other local real estate agents are welcome to hear and discuss common issues that with better knowledge can be avoided when using the NEFAR contract. Will Li will present on the topic before answering any questions!
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Tagged: Davidson Realty, Jacksonville Real Estate, Jacksonville Real Estate Agent, Landmark Title, NEFAR Contract, NEFAR Purchase and Sale Agreement, Real Estate Agent Training, St. Augustine Realtors
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If you’re like most first-time homebuyers you have a lot of questions about the home buying process and where to even start! This is the perfect chance for you to get your questions answered and gain insight from industry professionals in a no-pressure environment. Davidson Realty Agent Terri Apodaca and Bank of England Production Manager Troy Silhan are hosting a seminar for you tomorrow, May 7th, at Davidson Realty’s World Golf Village headquarters (100 E Town Place, 32092).
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Tagged: Bank of England, Davidson Realty, First-Time Homebuyers, Home Buyers Seminar St Augustine, Home Buying Process, Home Buying Seminar, Terri Apodaca
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If your mom is anything like mine, you find it very hard to pick the perfect gift to show just how much you appreciate and love the woman who gave you life! You could go the easy route and stick with something you know she’ll love like spa services, an upscale restaurant gift certificate, a handwritten note, something made by the grandkids or maybe switch it up this year! Believe it or not there is still time…
Gift Ideas:
Shop local! What about a custom frame to go with the new photo of the grandkids (or in my case granddogs)? Check out MFrames on Etsy. MFrames are custom, handmade picture frames and home goods that are affordable, unique and thoughtful. You can even have them engraved! Skip the shipping and pop over to the shop to pick your frame up before Sunday.
TPC tickets! Even if your mom isn’t the biggest fan of golf, THE PLAYERS Championship is a must-see social event. The tournament runs from May 10 – May 15 and all different types of tickets are available from Stadium Passes (with access to more than 19 on-site public venues, local food and beverages, rope-side access to your favorite players and much more) to Family Plans and The Blue Room Passes.
Events:
Take advantage of everything going on in World Golf Village and St. Augustine on Sunday and spend the day with mom!
Mother’s Day Buffet at the Renaissance World Golf Village Resort – Get the family together between 11 am and 3 pm. Check out Renaissance’s Facebook Page for the brunch menu. RSVP at (904) 940-8696.
Mother’s Day Brunch at the King & Bear Clubhouse – Reservations required! Members pay $29.95 and non-members pay $34.95 with kids under 12 at $14.95 each (kids 5 and under are free). Contact Ursula Howard at (904) 940-6207 for menu details and to reserve your seats!
Special Mother’s Day Champagne Carriage Ride for Two – The Tasting Tours is offering a very special 3-hour Mother’s Day food and wine tasting extravaganza via horse-drawn carriage on May 7th and May 8th (including champagne and flowers)! The tour is $139 per person and includes VIP boarding, champagne, fresh flowers, 3 hours of food and wine, 4 to 5 food and/or wine tasting venues, wine to enjoy on the carriage and a guided tour of historic St. Augustine.
Happy Mother’s Day to all!
Tagged: Best Mother's Day Gifts, MFrames, Mother's Day, Mother's Day Buffet, Mother's Day Champagne Carriage Ride, Mothers Day Gift Ideas, Renaissance Resort at World Golf Village, Tasting Tours, The Players Championship
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I recently caught up with Troy Silhan, Production Manager and resident mortgage expert for Bank of England. He works with many local homeowners and was happy to provide major tips on what NOT to do before and during the loan process. The obvious list of problems to avoid includes pay your bills on time, save for a down payment, and so on. Here are some tips you might not have thought of:
1. DON’T change your name.
Regardless of the occasion (marriage or divorce), make sure not to change your surname when applying for a mortgage. As Troy says, “If you applied for a mortgage as Ms. Jones, then became Mrs. Smith, there is additional paperwork and things to do to make sure you are, in fact, one in the same person.” Your loan officer can let you know when you’re cleared to make the change!
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Tagged: Applying for a Loan, Bank of England, Home Buying Tips, Home Loan, Loan Officer, Loan Process, Mortgage Loan Tips, Troy Silhan
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Northern St. Johns County has become one of the area’s most desired locations for homebuyers. It’s no wonder! Residents enjoy quick access to Jacksonville and an A-rated school district—all set against a pastoral backdrop of live oaks and palm trees (not to mention great golf).
In recent years, the area has experienced significant residential and commercial growth. The U.S. Census Bureau places St. Johns County as the 11th fastest-growing county in the U.S. (based on 2013/2014 estimates).
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Tagged: Aberdeen Community, Nease High School, New St Johns County Schools, Nocatee, St. Johns County, st. johns county school district, st. johns county schools, TrailMark Community, Twin Creeks
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